For Individuals

Bernardi Securities and Bernardi Asset Management assist in overseeing more than $1.25 billion in separate account portfolios. Bernardi Asset Management advises on over $158 million.

Portfolios are composed of individual bonds and traditionally structured as a laddered portfolio.  The ownership of individual bonds enables control and customization, both vital components of any individual’s asset allocation. The ladder structure enables constant and consistent cash flows and reduces the need to speculate on rate timing.

We also offer Total Return and Goal-Based Strategies. Total Return portfolios are managed to mitigate the potential for loss of principal and maximizing after-tax income, while aiming to outperform the designated benchmark. Goal-Based portfolios are utilized for achieving specific lifestyle,  cash-flow, or investment outlook targets. Please find our strategies listed below:

Total Return Strategies

Short Term Municipal

The Short Strategy is managed to outperform the Bloomberg Barclay’s Municipal Short (1-5)

Tactical Ladder Municipal

The Tactical Ladder targets a portfolio duration based on Bernardi’s current view of the yield curve and valuations within the tax-exempt municipal market. The Tactical Ladder Municipal Strategy is managed to outperform the Bloomberg Barclay’s Municipal Short/Intermediate (1-10)

Goal-Based Strategies

Ultra-Short Municipal

The Ultra Short strategy is managed to outperform the Bloomberg Barclay’s 1-Year (1-2) Muni Index

High Income Municipal

The High Income Municipal strategy is appropriate for investors with yield targets.

Taxable Strategies

Short Taxable

The Short Taxable Strategy is benchmarked to the Bloomberg Barclay’s U.S. Government/Credit 1-5 Year Index

Intermediate Taxable

The Intermediate Taxable Strategy is benchmarked to the the Bloomberg Barclay’s U.S. Government/Credit Intermediate Index