May lose principal •
Not FDIC insured • Not appropriate for all investors
Past performance does not guarantee
future returns
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There are or may be pending in the Congress of the United States
legislative proposals, including some that carry retroactive effective
dates, that, if enacted, could alter or amend the federal tax matters
referred to above or affect the market value of the Bonds. It cannot
be predicted whether or in what form any such proposal might be
enacted or whether, if enacted, it would apply to bonds issued prior
to enactment. Prospective purchasers of the Bonds should consult
their own tax advisors regarding any pending or proposed federal
tax legislation. We express no opinion regarding any pending or
proposed federal tax legislation.
Securities listed
as tax-free are free from federal income taxes. State and local
income taxes may apply. Please consult with your tax advisor. Taxable
equivalency yields are based upon the 35% tax bracket. Securities
offered may be subject to the Alternative Minimum Tax.
This text is a current opinion and is subject to change at anytime.
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but we cannot guarantee. Nothing in this document represents a recommendation
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